Finance Department

Welcome to Our Financing Department

Welcome to PETER SMITH CHEVROLET CADILLAC's Finance Department, your auto loan and car lease resource. We're eager to provide financing for your new car, or we can assist in used car financing. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application.

All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it. PETER SMITH CHEVROLET CADILLAC has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.

Low interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You're just a step away from approved car financing!

Leasing is back and more than just a payment. What is the value to you?

Leasing is an option that allows you to pay for the portion of the new vehicle's value that you expect to use over a period of time, plus borrowing charge and applicable taxes. When you buy a vehicle using traditional financing, monthly payments are based on the whole value of the new vehicle plus interest. When you lease a vehicle, your payments are based on the portion of the vehicle you expect to use (plus interest) over the lease term, which can range from 24 to 60 months.

Benefits of Leasing vs. Financing:

  • Lease terms are shorter than most finance terms so you can drive a new car more often.
  • No trade-in obligations
  • You can drive a more luxurious model or get more features than if you financed
  • You pay taxes only on your monthly payments
  • You are paying for the portion of the vehicles value that you intend to use

Start Your Application

Contact Information*

Your privacy is important to us.

PETER SMITH CHEVROLET CADILLAC takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.